- Financial Advisory
- Credit Advisory
- Estate Planning
- SWU Online Invest
We are here to guide you through every step of the way.
So that all you need to focus on is to find the right property to suit your investment needs.
Our areas of specialisation include:
Cash Flow Analysis to determine Serviceability
When purchasing a new home, one of the most important factors is to calculate if you can afford to buy it in the first place. The last thing we want our clients to face is struggling to keep up with mortgage payments which is why first and foremost we calculate what you can afford. This also gives you a realistic idea of what you can afford in the market.
Tailored Loan Structuring
When dealing with investment loans, there are many different ways of structuring an optimal outcome for you to give you both certainty and flexibility. Our in-house specialists are here to discuss your needs and address them accordingly.
With your investment property, does your renting income covers the mortgage? If your answer is no, you are in a negative gearing position. With Australia tax system, you might be able to benefit from negative gearing. Seeking financial advice will help you to maximise your tax efficiency.
Are you getting the best rate possible? Have you structured your investment loans to give you maximum flexibility while saving you fees? We always look into optimal ways to structure your loan guide you every step of the way because refinancing can be daunting. This can be especially too if you have many loans with many different lenders.
Do you have a lot of debt outstanding and want to organise and manage it better? We have in-house specialist financial and credit advisers to sort this all out for you, to ensure your cash flows each month can match your expenses and know how much real disposable income you have leftover.